Tarini Padmanabhuni, aged 21, leads DetectifAI to develop tools that verify human speakers and identify synthetic audio in live calls, striving to protect digital trust amid the rapidly expanding deepfake market. Tarini Padmanabhuni’s interest in machine learning began in class…
ESAF Small Finance Bank plans to launch a UPI-based credit line in early FY28, leveraging a regulatory shift that enables small lenders to offer instant short-term digital loans, as part of its broader technological modernization. ESAF Small Finance Bank is…
LendAPI collaborates with EDGE to embed consumer cashflow scores and risk attributes directly into lending workflows, enhancing decisions for borrowers with limited credit history and expanding data-driven risk models. LendAPI has struck a partnership with cashflow bureau EDGE that will…
A mid-sized non-bank lender significantly improves default prediction accuracy and response time by adopting a streaming data architecture, enabling early intervention and reducing default risk. A streaming approach to loan monitoring can give lenders a much earlier read on trouble…
Fintech & Digital Money
As the industry moves towards hybrid models combining traditional bureau data with alternative signals, lenders must navigate the complexities of governance, compliance, and transparency to deliver faster, more accurate credit decisions. Credit scoring has become one of the most important…
First Internet Bank extends its digital legacy by introducing AI-powered assistants that enable customers to query account data in natural language, marking a significant step in AI-driven financial services. First Internet Bank, which began in 1999 as the US’s first…
India’s Unified Payments Interface marks its 10th anniversary with unprecedented transaction volumes, global recognition, and expansion into international markets, highlighting its role as a leader in digital payments. India’s Unified Payments Interface has reached its 10th anniversary with numbers that…
Zoho introduces a unified payments platform designed to connect sales, finance, and operations, addressing operational challenges faced by expanding companies amid evolving regulations and customer expectations. For many companies, taking the first payment is a sign that the business is…
DSP Finance’s takeover of Volt Money reflects a broader trend of traditional financial institutions acquiring digital lenders to accelerate technology adoption and distribution networks, blurring the lines between old and new finance models. DSP Finance’s acquisition of Volt Money looks,…
Ant International has launched an upgraded Falcon Time Series Transformer model, delivering faster, more accurate foreign-exchange predictions to optimise cross-border payments and minimise currency risk for multinational firms. Ant International has rolled out an upgraded version of its Falcon Time…
State Bank of India plans to increase its AI-driven cheque processing threshold to ₹1 lakh, integrating advanced models to automate over 50% of cheque volume and leverage AI for faster, smarter SME loan underwriting amid significant infrastructure investments. State Bank…
