Experts warn that upcoming changes to merchant discount rates on UPI transactions could lead businesses to pass costs onto consumers via higher prices or fees, with minimal transparency, as government considers liberalising MDR regulations. Payment experts say any future merchant…
The Indian government is weighing a policy shift to reintroduce merchant fees on certain large UPI transactions, marking the biggest change since the fee was abolished in 2019. Officials emphasise safeguards for small transactions, but the move prompts concerns over…
The Reserve Bank of India is on the brink of activating its climate data repository, with a focus on physical risk assessment ahead of transition risk, to better gauge climate-related financial vulnerabilities among banks. The Reserve Bank of India is…
Experts warn that habitual spending on convenience and lifestyle items may erode savings and borrowing power, highlighting the importance of establishing a ‘Freedom Fund’ to secure a future home. Small, repeated purchases may seem harmless, but property advisers say they…
India’s parliament has approved a comprehensive tax and payments law aimed at boosting manufacturing, attracting foreign investment, and evolving the country’s digital financial landscape amid new subsidies and potential transaction fees. India’s parliament has passed a wide-ranging tax and payments…
Pensioners could forfeit their entire Winter Fuel Payment if their income exceeds £35,000 by just 1p, highlighting concerns over the ‘cliff edge’ rule introduced alongside the benefit’s reintroduction. State pensioners could lose the full value of their Winter Fuel Payment…
The Public Provident Fund continues to attract Indian savers with its government-backed stability, attractive interest rate, and tax benefits, proving its resilience in a fluctuating financial environment. The Public Provident Fund has long occupied a distinctive place in Indian household…
India’s National Pension System (NPS) has expanded its flexibility and investment options following recent regulatory amendments, reinforcing its role as a key retirement savings vehicle amid evolving market and tax advantages. India’s National Pension System, better known as NPS, has…
The Indian Parliament passes a comprehensive MSME amendment to simplify compliance, enhance payment security, and formalise small business growth, signalling a disruptive shift towards digitalisation and trust-based regulation. The Lok Sabha has passed the Micro, Small and Medium Enterprises Development…
The latest RBI data reveals Telangana maintained rapid, diversified economic expansion in 2025-26, driven by a strong services sector and infrastructure growth, with real output rising by 8.8%. Telangana’s economy posted another year of broad-based expansion in 2025-26, with the…
