Scammers adapt with new tactics as fraud warnings surge in August

AARP’s Fraud Watch Network highlights four evolving scams, including fake tech support, grandparent impersonations, recovery frauds, and disaster-related scams, that continue to catch victims off guard. Experts advise vigilance and verification to avoid falling prey to these cunning schemes.

AARP’s Fraud Watch Network is warning that scammers are leaning on fear, urgency and embarrassment to push people into handing over money or device access, with August alerts highlighting four tactics that continue to catch victims off guard: fake tech support warnings, grandparent impersonation calls, recovery scams and fraud tied to natural disasters.

The group says one of the most effective tricks begins with a fake system message or a cold call from someone claiming to represent a major software company. These schemes can look convincing enough to make a person panic, especially on home computers, tablets used for banking or laptops connected to public Wi-Fi. AARP advises people to stop, shut down the device if needed and keep operating systems and antivirus software updated before taking any action.

Another long-running ploy preys on family loyalty. In so-called grandparent scams, criminals pose as a grandchild in trouble and ask for emergency help, often pushing gift cards or cryptocurrency as payment. AARP says the safest response is to hang up, contact the relative directly and verify the story through another family member or phone number you already know.

The organisation is also warning about recovery scams, in which fraudsters approach people who have already lost money and promise to help get it back. Those offers can arrive by text, email, social media or look-alike websites. AARP says victims are especially vulnerable after a loss and should ignore unsolicited claims from anyone offering a fast refund or a way to recover funds.

Natural disasters and missing pets also create openings for fraud. AARP says some scammers pose as contractors, utility workers, FEMA representatives or insurance adjusters and demand payment up front, while others patrol lost-pet posts and pressure desperate owners into sending money before meeting in person. The Fraud Watch Network says people should slow down, verify identities and never pay on the spot. Anyone concerned about a scam can call AARP’s free helpline at 877-908-3360, where trained fraud specialists can offer next steps.

Disclaimer: This article is intended to inform and educate, not to recommend or endorse any financial product, investment or strategy. Please consider your own financial circumstances and seek professional advice where appropriate before making financial decisions.