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New signs reveal when identity verification messages are scams

As identity verification requests become routine, experts warn of common red flags indicating scams, urging users to verify via official channels before sharing personal details. Identity verification requests are now part of everyday life, whether someone is opening a bank…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

LIC introduces fixed-income plan emphasising certainty over market growth

LIC’s new Jeevan Shanti plan offers a predictable retirement income through a single-premium, non-linked annuity, catering to savers prioritising security over market-linked returns. LIC New Jeevan Shanti is designed for savers who want certainty rather than market-linked growth. According to…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Retirement confidence hinges on purpose and planning beyond finances

As retirement transitions from a financial milestone to a lifestyle choice, experts emphasise the importance of psychological adjustment and holistic planning to restore confidence and purpose in later years. For many people, retirement begins as a financial milestone but quickly…

  • apxadmin
  • August 7, 2026
  • Fintech & Digital Money

Fintech’s potential to boost insurance penetration in India through tailored products and AI safeguards

India’s insurance market lags in global penetration, but fintech innovations could unlock its growth by enhancing product offerings, digital infrastructure, and trust-building measures, according to industry officials at the India International Fintech Festival. India’s insurance market still has room to…

  • apxadmin
  • August 7, 2026
  • Tax, Laws & Money Explained

Cash rent payments still eligible for HRA claims, but records must be thorough and transparent

Paying rent in cash does not automatically disqualify salaried employees from claiming house rent allowance exemption in India; however, strict documentation and record-keeping are essential to substantiate the claim amid increasing scrutiny and regulations. Paying rent in cash does not…

  • apxadmin
  • August 7, 2026
  • Tax, Laws & Money Explained

Bandhan Life Insurance rebrands and launches flexible ULIP plans amid mixed industry signals

Mumbai-based Bandhan Life Insurance has introduced new ULIP products following its rebranding, focusing on digital customer experience, flexible investment options, and long-term wealth-building despite competitive challenges and mixed financials. Bandhan Life Insurance, the private insurer based in Mumbai, has built…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Star Health’s Maharashtra roadshow aims to boost health insurance awareness in smaller towns

Star Health and Allied Insurance is deploying an awareness van across Maharashtra to promote health insurance understanding and accessibility in smaller towns, part of a wider strategy to expand coverage and build trust in underserved areas. Star Health and Allied…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

India imposes mandatory Aadhaar biometric e-KYC for LPG subsidies amid household urgency

India’s Petroleum Ministry mandates Aadhaar-based biometric e-KYC for domestic LPG users, linking subsidy access to real-time verification with a deadline of August 2026, prompting households to complete the process to prevent service disruptions. India’s Petroleum Ministry has made Aadhaar-based biometric…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

Separating financial and emotional questions can clarify retirement decisions

Experts advise distinguishing between financial capability and emotional preparedness to help individuals make more confident retirement choices, recognising that readiness involves more than just savings. For many people approaching the end of their working lives, the real hurdle is not…

  • apxadmin
  • August 7, 2026
  • Fintech & Digital Money

Innovative checkout platforms transform Indian e-commerce by tackling key bottlenecks

Indian online sellers are adopting specialised checkout solutions to enhance conversion rates amid unique payment and operational challenges, with platforms like Shiprocket’s Fastrr leading the charge in streamlining the final purchase step. Indian e-commerce sellers are under pressure to turn…

  • apxadmin
  • August 7, 2026
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