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Rethinking education loans: The importance of assessing true costs and future earnings

Experts highlight the need to consider the full spectrum of costs, potential return on investment, and repayment strategies when choosing education loans, moving beyond tuition fees to avoid financial pitfalls. Choosing an education loan should involve far more than a…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

How trusts and precise planning are reshaping estate strategies for blended families

As blended families become more common, financial advisers emphasise the importance of tailored estate plans, including trusts and explicit beneficiary designations, to prevent disinheritance and ensure clarity after second marriages. Blended families bring emotional depth and practical complexity to estate…

  • apxadmin
  • August 7, 2026
  • Personal Finance & Wealth

AI price war accelerates US tech companies’ investment concerns while retirees navigate personal finance decisions

A surge in Chinese AI capabilities and a global price war are prompting US tech giants to reassess their AI investments, amid ongoing debates over the sustainability of high valuations. Meanwhile, retirees seek personalised guidance on managing their savings, illustrating…

  • apxadmin
  • August 7, 2026
  • Fintech & Digital Money

India's UPI apps evolve into comprehensive financial platforms amid user detachment from optional features

As UPI apps like Google Pay and PhonePe broaden their services beyond simple transfers, users are increasingly selective about their utility, prioritising core features over add-ons like bill payments and investments. For many users, UPI apps have become more than…

  • apxadmin
  • August 7, 2026
  • Tax, Laws & Money Explained

Religare Enterprises faces RBI rejection in restructuring plans for lending and insurance units

Religare Enterprises’ plan to split into separate listed lending and insurance businesses has been stalled after the Reserve Bank of India declined approval, complicating the company’s strategic ambitions. Religare Enterprises’ plan to separate its lending and insurance operations into two…

  • apxadmin
  • August 7, 2026
  • Tax, Laws & Money Explained

India’s RBI signals crackdown on flexible non-bank lending as Bajaj Finance shares plunge

India’s central bank plans to restrict non-bank lenders from offering revolving credit and flexi loans, prompting market jitters and potential product redesigns among major firms like Bajaj Finance amid a broader crackdown on digital lending practices. India’s central bank has…

  • apxadmin
  • August 7, 2026
  • Tax, Laws & Money Explained

India's UPI charges risk alienating users as government considers reintroducing fees

The Indian government’s deliberations on reintroducing transaction fees on UPI threaten to undermine the country’s digital payments revolution, with most users opposed to paying for what has been a free service. India’s debate over UPI pricing has intensified after the…

  • apxadmin
  • August 7, 2026
  • Tax, Laws & Money Explained

Indian students face rising scholarship payment delays amid deadline pressures

With college fee deadlines imminent, many Indian students are experiencing delays in accessing National Scholarship Portal funds, prompting guidance on resolving common transaction issues and ensuring timely aid transfer. With college fee deadlines closing in, many Indian students are finding…

  • apxadmin
  • August 7, 2026
  • Markets & Investing

Titan’s jewellery division fuels 61% profit surge amid rising gold prices and premium demand

Titan Company reported a 61% year-on-year increase in quarterly net profit driven by robust festive demand, higher gold prices, and growing preference for organised jewellery chains, signalling resilience in India’s gold retail sector. Titan Company reported another strong quarter, with…

  • apxadmin
  • August 7, 2026
  • Markets & Investing

NLC India reports sharp profit drop despite revenue growth amid rising costs

NLC India Ltd experiences a 39.3% plunge in first-quarter profit even as revenue increases by 23.3%, highlighting mounting cost pressures on the Navratna public sector miner and power producer. NLC India Ltd reported a sharp decline in first-quarter profit even…

  • apxadmin
  • August 7, 2026
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