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Money Crux
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The evolving role of health cards in streamlining hospital admissions and claims

Health cards, vital administrative tools in insurance, are increasingly crucial in simplifying hospital visits and claims processing, with digital options enhancing security and convenience. A health card is more than a piece of plastic or a digital file tucked away…

  • apxadmin
  • August 13, 2026
  • Personal Finance & Wealth

Borrowing with bad credit: new strategies to improve approval chances

Despite low credit scores, borrowers facing urgent financial needs can still access personal loans by understanding lender criteria, improving affordability measures, and exploring specialised options, if they navigate the process carefully. Getting a personal loan with bad credit is not…

  • apxadmin
  • August 13, 2026
  • Personal Finance & Wealth

India’s consumer complaints highlight persistent issues in e-commerce sector despite rapid growth

India’s consumer watchdog reports Flipkart as the platform with the highest complaints in 2025, signalling ongoing challenges in online retail despite sector expansion. India’s consumer watchdog has said Flipkart drew the highest number of complaints among major e-commerce platforms in…

  • apxadmin
  • August 13, 2026
  • Economy, Policy and Business

Indian trade minister urges businesses to prioritise sustainability for $30 trillion economy goal

Piyush Goyal has called on Indian businesses to integrate fair trading, recycling, and sustainability practices as part of India’s strategy to accelerate its path towards a $30 trillion economy by 2047, emphasising domestic growth, exports, and eco-friendly manufacturing. Piyush Goyal…

  • apxadmin
  • August 13, 2026
  • Fintech & Digital Money

India approves pilot for 1 billion polymer notes in ₹10 and ₹20 denominations

India’s government has greenlit a trial to test 2 billion polymer banknotes in ₹10 and ₹20 denominations, aiming to enhance durability and reduce costs, with circulation expected to start in the next financial year if successful. India’s government has cleared…

  • apxadmin
  • August 13, 2026
  • Tax, Laws & Money Explained

LIC signals long-term hold on NSE stake despite potential gains from IPO

LIC plans to retain its substantial 10.72% stake in the NSE post-IPO, citing long-term value and strategic influence, as the insurer shifts towards digital growth and customer-centric products. Life Insurance Corporation of India is showing no urgency to trim its…

  • apxadmin
  • August 13, 2026
  • Tax, Laws & Money Explained

RBI drafts unified loan pricing rules to enhance transparency and policy responsiveness by 2027

The Reserve Bank of India proposes a harmonised framework for interest rates on loans, aiming to improve monetary policy transmission, borrower protection, and credit risk assessment with new rules coming into force in 2027. The Reserve Bank of India has…

  • apxadmin
  • August 13, 2026
  • Fintech & Digital Money

RBI proposes new rules to standardise floating interest rate resets and enhance borrower protection

The Reserve Bank of India has unveiled draft guidelines aiming to unify interest rate adjustments across lenders, improve monetary policy effectiveness, and strengthen borrower safeguards, with feedback invited until September 11, 2026. The Reserve Bank of India has moved to…

  • apxadmin
  • August 13, 2026
  • Economy, Policy and Business

RBI proposes new rules to tighten pool of interest rate transparency and responsiveness in India

The Reserve Bank of India has unveiled a draft framework aimed at standardising lending rates, reducing delays, and enhancing transparency in mortgage and loan cost adjustments, with feedback sought from stakeholders ahead of implementation. India’s central bank has proposed a…

  • apxadmin
  • August 13, 2026
  • Economy, Policy and Business

India’s auto sector faces rising costs ahead of festive season, risking sales slowdown

Rising prices for steel, rubber, aluminium, copper and semiconductors threaten to push vehicle prices higher in India, with automakers balancing cost pressures against consumer demand during the busy festival period. India’s carmakers are facing a fresh margin squeeze just as…

  • apxadmin
  • August 13, 2026
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