A growing number of people are adopting joy-based budgeting, a method that balances financial goals with meaningful personal spending, making long-term money management more sustainable and emotionally fulfilling. Most people are taught to treat budgeting as a discipline of denial:…
India’s introduction of a new closing auction system has led to sharp swings in stock prices during the final minutes of trading, raising concerns over liquidity and impacting index derivatives, as traders and brokers adjust to the disrupted market dynamics.…
Guidance clarifies that dormant trading and demat accounts do not hinder IPO applications or allotment, but reactivation is necessary before selling shares. Account age and application method also do not influence the outcome, underscoring the importance of keeping accounts active…
As India’s dominant UPI apps see their market share fall below 80%, companies are shifting strategies from focusing on user growth to developing sustainable revenue models through merchant subscriptions, credit services, and ecosystem integration, revealing a new phase in digital…
Section 156 of the Income Tax Act, 2025, set to take effect from April 2026, offers a new rebate mechanism for eligible resident individuals, transforming the way tax relief is applied without altering total income levels. Section 156 of the…
While the principle of living within your means remains unchanged, experts highlight practical steps and resources to help people adhere to basic budgeting advice and build financial resilience. The simplest budgeting advice is still the hardest to follow: spend less…
Mirae Asset Financial Services has launched an entirely digital loan against shares facility for CDSL demat account holders, reducing approval times from days to same-day processing and broadening access for retail investors in India. Mirae Asset Financial Services has expanded…
As inflation erodes cash value, households are shifting from traditional saving towards a blend of saving and investing to build financial resilience and safeguard purchasing power. For many households, the old habit of simply putting money aside is no longer…
Despite a sharp rise in farm credit across India over the past decade, the government reveals no record of repayments, highlighting a disconnect between lending and recovery, while massive corporate loan write-offs continue to dominate bank balance sheets. The Finance…
Despite easing deposit account returns, savers can secure attractive yields by locking into certificates of deposit, which continue to offer higher rates than traditional savings accounts, thanks to a fluctuating rate environment and ongoing competition among providers. Deposit account returns…
