Many EPF members mistakenly believe the year-end balance directly reflects the interest earned at the annual rate; in reality, interest is calculated monthly on updated balances, affecting how much members actually earn. EPF members often assume the provident fund rate…
As India celebrates Independence Day, experts emphasise the importance of regularly reviewing mutual fund holdings, discerning temporary underperformance from structural issues, and avoiding behavioural biases that can impair long-term returns. India’s Independence Day is often a moment for reflection, and…
Careful budgeting and diverse financing options are key as homeowners navigate the complexities of funding major home renovation projects amidst rising costs and unexpected surprises. Large renovation projects can improve a home’s comfort and value, but the money side can…
As household budgets tighten, experts advocate for not only emergency funds to weather unforeseen crises but also allocated splurge accounts to preserve life’s pleasures, illustrating a balanced approach to financial well-being. A broken refrigerator is the sort of inconvenience that…
As annual fees arrive, cardholders are advised to consider downgrades or product changes to retain benefits and reduce costs, with careful attention to account preservation and credit scores. When a credit card’s annual fee lands, the choice is not always…
As people enter their 50s, slight adjustments and routine checks in household spending can unlock significant savings, helping to improve financial health without sacrificing lifestyle. By your 50s, earnings may be at their peak, but so can the quiet leaks…
With nearly half of adults under 30 living with parents, young Americans are rethinking the traditional path to independence amid soaring rental costs and sluggish wage growth, leading to social and economic shifts. For many younger adults, moving out of…
Expert advice urges beginners to prioritise diversified, low-cost index funds and disciplined, long-term investing strategies, warning against risky short-term trading and impulsive decisions. For new investors, the safest starting point is usually the least dramatic one: broad, low-cost funds rather…
Cybersecurity professionals highlight that most warnings about Facebook account deletions are scams designed to phish users’ personal information, urging caution and verification through official channels. A warning that a Facebook account is about to be deleted is, in most cases,…
Vikram Subburaj, CEO of Giottus, highlights how the design of crypto platforms influences trader behaviour, urging for features that encourage prudent decision-making amid India’s growing digital asset market. Vikram Subburaj has drawn a sharp distinction between two kinds of cryptocurrency…
