While switching from regular to direct mutual fund plans can lead to lower costs and higher long-term returns, tax implications often complicate the decision, highlighting the importance of a fully informed, after-tax perspective for Indian investors. Investors who discover that…
Investors often hesitate to switch from regular to direct mutual funds because of perceived tax hurdles, but long-term analysis indicates they may gain significantly on an after-tax basis, especially considering fee savings over time. Switching from regular mutual fund plans…
The National Pension Scheme introduces variable investment options and flexible withdrawal rules, encouraging early participation in retirement planning amid competing financial demands. Retirement planning is often postponed in favour of more immediate demands such as bills, debt repayments, school fees…
Experts advise university students to adopt cautious borrowing and budgeting habits early on, to avoid financial pitfalls and build a foundation for independence and stability. Starting university often forces students into financial choices that can shape the rest of their…
BASE’s PAY ID service celebrates surpassing 20 million user registrations with a two-week promotional campaign featuring social media activities and reward enhancements, marking a significant milestone for the online shopping ecosystem. BASE said on 17 August that PAY ID had…
As immigrant households navigate fluctuating transfer costs and seasonal spending, experts emphasise the importance of budgeting, transparent communication, and comparing transfer options to support overseas relatives effectively without compromising household stability. For many immigrant households in the United States, helping…
Q-Line Biotech aims to raise over ₹214 crore through its IPO, but critics highlight concerns over its high valuation, financial stability, and limited peer comparison as it targets growth in the SME diagnostics market. Q-Line Biotech is coming to the…
The Reserve Bank of India plans to test durable polymer banknotes for ₹10 and ₹20 notes, aiming to reduce costs and improve security, amid the ongoing expansion of digital payment systems. India’s central bank is preparing to test polymer banknotes…
India’s blue-collar gig workforce is transforming from an informal sector into a structured system, with platforms integrating trust, onboarding, and retention measures to cater to a burgeoning, mainly first-time worker base, signalling a significant evolution in the country’s labour landscape.…
Experts emphasise the importance of discussing money matters with ageing parents early to avoid complications over assets, care, and legal decisions when crises strike. Tips include creating a clear record of finances, reviewing wills and powers of attorney, and having…
