Choosing the right savings account requires more than just comparing interest rates. By understanding fees, withdrawal policies, and digital features, savers can pick an account that fits their habits and saves them money in the long run. Choosing a savings…
The Payments Council of India advocates for a merchant discount rate on UPI transactions to fund sustained investments in infrastructure amid government moves to regulate digital payment charges, challenging the zero-MDR regime since 2020. The Payments Council of India has…
With the filing deadline looming, freelancers earning from various services must carefully select the correct income tax return form and maintain accurate records to avoid costly errors, according to experts. Freelancers approaching the filing deadline need to treat income tax…
Analysts highlight that starting early with the National Pension System can significantly lower monthly investment requirements for a ₹50,000 pension, though late entrants face steep costs due to market-linked returns and variable annuity rates. The National Pension System is being…
The Indian government clarifies that charges on the Unified Payments Interface (UPI) will be limited, maintaining its zero-cost model for consumers and most merchants, as policy debates continue. The Ministry of Finance has moved to calm mounting speculation around Unified…
In a landmark ruling, the Supreme Court of India confirms that comprehensive motor insurance policies cover vehicle occupants, prompting calls for systemic improvements to combat the high rate of uninsured vehicles and enhance road safety. The Supreme Court of India…
Investors in Sovereign Gold Bonds are set to track five more early redemption dates in August, as the Reserve Bank of India listed upcoming tranches following the completion of previous ones, impacting returns linked to gold market prices. Investors in…
With insurance denials often based on misinterpretations or procedural errors, policyholders are encouraged to scrutinise rejection reasons, assemble organised evidence, and consider professional advice to stand a better chance of overturning refusals and securing rightful cover. A denial letter is…
While fixed deposits now face TDS when interest exceeds threshold, Kisan Vikas Patra remains taxable but free from TDS, prompting investors to reconsider their savings strategies amid evolving tax rules. Fixed deposits and Kisan Vikas Patra may both appeal to…
Filing zero-liability income tax returns, often overlooked, can play a crucial role in establishing financial stability, facilitating loan approvals, and reclaiming taxes, benefits that extend beyond mere compliance. Many people assume an income tax return is only worth filing when…
India’s regulator allows the launch of actively managed ETFs from September 2025, promising to blur the lines between passive and active investing and offering investors new ways to optimise costs, tax efficiency, and professional management within their portfolios. Exchange-traded funds…
The Employees’ Provident Fund Organisation (EPFO) has introduced comprehensive reforms to simplify and digitise retirement savings procedures, strengthening the system’s transparency and speed for millions of subscribers. India’s retirement fund body has overhauled the rules governing provident fund withdrawals, nominations…
