Analysing mutual fund returns with renewed scrutiny, financial experts reveal that simplistic comparisons can mislead investors. Emphasising category-matching, benchmark relevance, cost structures, and portfolio risks offers a more comprehensive view of fund performance and resilience. Judging a mutual fund by…
India has implemented major reforms in its insurance sector, increasing FDI limits and easing operational rules, aiming to boost coverage and digital transformation amid ongoing debates over foreign ownership and industry capabilities. By 5 February 2026, India had done more…
India’s labour movement faces a technological and administrative overhaul aimed at streamlining the consolidation of multiple PF accounts, but legacy issues still require manual intervention for some workers with outdated or duplicate records. Workers who change employers regularly may not…
The Pension Fund Regulatory and Development Authority (PFRDA) is exploring new models for guaranteed pension payouts within the National Pension System, tackling legal, market, and systemic hurdles to deliver more certainty to retirees while preserving low-cost, market-linked structures. The Pension…
R K Sahni’s pensioners’ blog, now with over 53 lakh hits, has transformed from a personal site into a crucial resource for LIC pensioners seeking updates, tools, and community support amidst a decade of rapid growth and practical impact. What…
The GST Council’s crucial September session has been delayed to October amid scheduling conflicts with the BRICS summit in New Delhi, prompting delays in key tax reforms and compliance measures for businesses. Plans to hold the GST Council’s next sitting…
Taxpayers in India must now navigate a narrowed October 31 deadline for audit-related tax filings for the assessment year 2026-27, highlighting the importance of understanding the nuanced filing calendar and penalties for late submissions amid evolving tax laws. With 31…
New reporting cycles introduced by the Reserve Bank of India mean borrowers must settle missed payments swiftly, as even small delays now impact their credit records more immediately than ever before. A missed repayment of ₹500 may look too minor…
The Senior Citizens Savings Scheme (SCSS) in India continues to pay an attractive 8.2% interest rate through September 2026, with a raised deposit maximum of ₹30 lakh, offering stable quarterly income but with notable rules on access and tax implications.…
The Employees’ Provident Fund Organisation is ramping up efforts to identify and regularise employers operating provident fund trusts without proper exemption orders, offering a six-month amnesty window ending on 28 December 2026 amid stricter tax recognition rules. EPFO is stepping…
Workers who leave employment before retirement age can still benefit from EPF interest accumulation until age 58, according to official guidance, impacting early retirees and those taking career breaks. For workers who leave salaried employment well before the usual retirement…
India’s tax authorities shift from simple filing reminders to rigorous enforcement, including notices, searches, and revamped reporting standards for virtual digital assets, highlighting a widening compliance gap amid evolving regulations. India’s warning to crypto investors has moved beyond general filing…
