Investors considering the ₹5,00,000 Post Office Time Deposit should weigh the benefits of a five-year lock-in at 7.5% against the quicker accessibility of three-year plans, as stable rates bolster the appeal of longer-term savings. A ₹5,00,000 deposit in a Post…
India’s Income Tax Act introduces nine main exemption routes for capital gains, offering new opportunities and strict compliance requirements for investors and homeowners looking to defer or eliminate tax liabilities on property, land, shares or mutual fund units. Selling a…
The Supreme Court will hear a challenge to India’s recent move to impose a merchant discount rate on certain UPI transactions, raising questions about legal foundations and impact on small businesses. The Supreme Court is set to hear on Monday…
The Employees’ Provident Fund Organisation has increased the statutory wage ceiling for provident fund contributions to ₹25,000, a move that will impact savings and pension eligibility for Indian workers from September 2026. The Employees’ Provident Fund Organisation has lifted the…
India’s markets regulator, Sebi, has introduced a revised settlement framework aimed at quickening the enforcement process and improving recovery of diverted funds, while maintaining investor protection. India’s markets regulator has moved to redesign its settlement framework in a bid to…
Millions of salaried workers risk delays in accessing pension and insurance benefits if they do not update their EPF nominations following marriage or childbirth, with online processes now crucial for seamless claims. For millions of salaried workers, the Employees’ Provident…
The Insurance Regulatory and Development Authority of India is considering new commission caps and expense limits to address disproportionate rises in distributor remuneration, potentially reshaping the insurance sales landscape and affecting intermediaries across the sector. India’s insurance regulator is preparing…
India’s insurance regulator signals a major shift towards reducing sales costs and increasing transparency, with potential to make the industry more policyholder-centric and improve market efficiency. India’s insurance regulator has put the economics of distribution under the microscope, and the…
As India prepares to impose a 0.4% Merchant Discount Rate on transactions above ₹2,000, banks may tighten monitoring of segmented payments to prevent fee circumvention, potentially limiting flexible payment practices for consumers and merchants alike. The prospect of a customer…
India’s market regulator has renewed open-market buyback options through stock exchanges, driven by recent tax law changes that eliminate previous fairness concerns, with new controls to safeguard investor interests. India’s market regulator has brought back open-market buybacks through stock exchanges,…
The Insurance Regulatory and Development Authority of India is consulting on a new framework that aims to realign commission structures, reduce distribution costs, and improve transparency, potentially transforming how insurers sell policies and benefit consumers. India’s insurance regulator is weighing…
India’s insurance regulator, IRDAI, has revealed a comprehensive draft framework aimed at transforming the insurance sales landscape, broadening distributor options, and tightening accountability for mis-selling in a move expected to reshape the industry. India’s insurance regulator has proposed a major…
