New rules set to incorporate unused pension funds into inheritance tax from April 2027 are already influencing pension strategies, with retirees drawing funds early and gifting assets to family members to optimise tax outcomes and aid younger relatives. The long-held…
Galaxy Health Insurance has launched Galaxy Fly Global Travel Insurance, targeting Indians travelling abroad for holidays, work, or study, as it diversifies beyond its core health business amid rising outbound travel and demand for comprehensive coverage. Galaxy Health Insurance has…
With rising hospital expenses in cities, households are increasingly turning to super top-up health covers to extend protection beyond basic mediclaim plans, offering a more affordable way to cover long hospital stays and major treatments. Private health cover is becoming…
The Reserve Bank of India’s proposed draft lending regulations aim to speed up the pass-through of interest rate changes across financial institutions, though concerns remain over reduced pricing flexibility for non-banking finance companies and mortgage lenders. The Reserve Bank of…
As autumn prompts motorists to review their auto policies, insurers are recalculating premiums based on claims history, vehicle changes, and market conditions, urging drivers to reassess coverage, deductibles, and discounts before winter arrives. Fall is a sensible time for motorists…
A comprehensive approach to retirement readiness highlights the importance of cash flow forecasts, proper estate organisation, and thoughtful housing choices, signalling a shift from traditional saving milestones. Retirement readiness is less about reaching a magic number than about matching income,…
Bajaj General Insurance introduces ProShield, a specialised motor policy for defence personnel, as part of its expanding range of innovative, usage-linked insurance solutions in the evolving automotive market. Bajaj General Insurance has introduced ProShield, a packaged motor policy aimed at…
Choosing a gold loan with a lower interest rate can make a notable difference in total repayment, emphasising the importance of comparing offers and understanding repayment options before borrowing against gold assets. Unexpected expenses can arrive without warning, from medical…
Variable expenses, the flexible part of a budget, can both unlock savings and cause overspending. Mastering their control through strategic review and smart categorisation is key to financial resilience. Variable expenses are the part of a budget that refuse to…
Discover the common habits that keep the middle class financially stagnant and learn practical strategies to overcome them, transforming financial future prospects.
Scammers increasingly exploit personal data shared online to manipulate targets with believable stories, employing pressure tactics to prompt urgent responses and ransom demands. Scammers are increasingly building their pitches from the digital crumbs people leave behind, using public profiles, photos…
First-time homebuyers in Navi Mumbai need to grasp the nuanced factors influencing their borrowing capacity, from income and existing commitments to property and deposit considerations, amid a complex lending landscape. Home-loan eligibility is one of the first numbers first-time buyers…
