Building accessible savings, reviewing insurance and keeping legal records up to date can help families absorb illness, accidents and other financial shocks without abandoning longer-term goals. A family’s financial plan is strongest when it can absorb a shock without derailing…
Commissioner V.C. Sajjanar says criminals can use malicious software to access phones and drain accounts without an OTP or a link being clicked. Hyderabad City Police Commissioner V.C. Sajjanar has warned residents about a WhatsApp-based banking fraud that can hit…
Banks must reverse failed ATM withdrawals within five business days, with customers entitled to ₹100 for each day of delay under the RBI’s auto-reversal framework. An ATM withdrawal that fails after the cash has been debited can be unsettling, but…
A parent’s reluctance to discuss money can leave adult children scrambling to find accounts, insurance policies and legal documents when illness or death strikes. Early conversations and a few key documents can prevent costly confusion. When a parent keeps financial…
J.P. Singh’s strategy of spreading retirement funds across savings, property, land and gold highlights why financial security in later life depends on careful management , and staying active. After retirement, the size of the payout matters less than how carefully…
Handling fees, bundled insurance, showroom accessories and vague registration charges can inflate a new car’s final bill , but buyers who challenge each line may save tens of thousands of rupees. Car buyers in India often focus on the ex-showroom…
The regulator says buyers should send booking amounts and instalments only to the designated collection account listed on its official portal, and report requests for transfers elsewhere. Uttar Pradesh’s real estate regulator has told homebuyers to check bank details carefully…
From approved amounts and non-payable items to co-payments and deductibles, here is what to check before accepting a health insurance claim settlement. A health insurance claim settlement letter is more than a formality. It is the insurer’s record of how…
A serious illness can halt earnings while bills continue. Reviewing insurance, prioritising essential spending and keeping detailed records can help families protect their finances through the disruption. A serious health crisis can turn a household budget upside down almost overnight,…
A ₹15,000 monthly contribution to the India Post recurring deposit scheme could build a corpus of about ₹25.63 lakh over 10 years, although tax and scheme conditions affect the final return. A steady monthly investment in the India Post recurring…
The RBI is enabling interoperability between account aggregators and allowing securities depositories to add bank deposits to consolidated statements, with full implementation expected by 31 December 2026. India’s central bank has moved to make financial-data sharing easier by introducing interoperability…
Two Ujjain residents lost Rs 1.72 lakh in separate frauds involving a deceptive bank message and an unauthorised change to a credit card-linked mobile number. Two residents of Ujjain in Madhya Pradesh have lost a combined Rs 1.72 lakh in…
