Focusing on key spending categories and establishing good habits such as meal planning and subscription reviews can lead to substantial household savings without sacrificing comfort, experts say. Keeping a household budget under control is less about constant sacrifice than about…
In Bengaluru, tech professionals increasingly favour gold loans as a quick and flexible solution to cover expenses without selling assets, prompting a surge in demand for short-term liquidity options with minimal paperwork and rapid disbursal. For Bengaluru’s technology workforce, gold…
Authorities in Thane have broken up a cyber fraud syndicate involving men from Mumbra, who were coerced into carrying out online scams from Cambodia with connections to international networks, highlighting a growing trend in borderless cybercriminal activities. Police in Thane…
Self-employed families face unique financial challenges, prompting expert advice on budgeting, savings, and insurance to ensure stability during unpredictable income periods. Self-employment can give families greater flexibility, but it also leaves them more exposed to uneven earnings, uneven costs and…
While AI can streamline tasks and enhance client engagement in wealth management, industry experts emphasise that human judgement and personalised advice remain irreplaceable when managing sensitive financial decisions and complex client needs. Artificial intelligence may be becoming a useful aide…
HDFC Life’s Pradhan Mantri Jeevan Jyoti Bima Yojana offers affordable life insurance at ₹436 annually for Indian savers aged 18 to 50, providing a modest safety net with claims routed through bank channels, highlighting its role as a basic protection…
The government has announced a four-pronged approach to accelerate the processing of higher pension claims under the Employees’ Pension Scheme, though no new deadlines have been set for pending cases, leaving many pensioners awaiting benefits. The government has said the…
Equity Bank warns customers about increasingly persuasive phone scams exploiting trust and urgency, and introduces new tools to verify dubious requests amid a surge in fraud targeting bank clients. Phone scams are becoming one of the most effective ways fraudsters…
Money market accounts are gaining popularity as a middle-ground option for savers seeking better returns and some liquidity, amid ongoing rate fluctuations and market conditions. Money market accounts sit between savings and current accounts, giving savers a place to park…
For Indian investors in US stocks, careful timing of sales and diligent documentation can significantly reduce tax liabilities, with strategies like long-term holding and tax-loss harvesting proving particularly effective. For Indian investors holding US equities, the tax treatment can be…
A man in his late 70s from Wadgaon Budruk falls victim to a fake Election Commission call, highlighting increasing scams targeting vulnerable voters amidst a surge in impersonation crimes in Pune. A man in his late 70s from Wadgaon Budruk…
Systematic Investment Plans are becoming a mainstream strategy for defence families to build wealth steadily, leveraging market dips and compound growth over long durations, despite inherent risks. For many defence families, the challenge is not earning money but making it…
