Farmers in Rampur have been reminded to enrol in the Pradhan Mantri Fasal Bima Yojana before the extended deadline of 31 August 2026, ensuring protection against natural disasters and crop damages during the critical monsoon season.
Farmers in Rampur have been told there is still time to enrol their kharif crops under the Pradhan Mantri Fasal Bima Yojana, with the deadline for insured borrowers extended to 31 August 2026, according to the local report. The scheme is meant to cushion growers against losses from natural disasters and crop damage caused by pests and disease, a risk that remains high during the monsoon season when heavy rain, waterlogging and hail can wipe out months of work.
For farmers with Kisan Credit Cards, 24 August is the key date if they do not want cover. The report says such eligible borrowers must submit a written opt-out request to their bank branch by then, otherwise the premium can be deducted from their account in line with the rules. Industry material on the scheme says PMFBY was launched in 2016 and is designed to protect farmers from losses across the full cropping cycle, from pre-sowing to post-harvest.
The cover is broader than many growers assume. Along with flood, drought and hail, the scheme also applies to waterlogging, storm, cyclone, lightning, disease and pest attacks on standing crops. It also includes cases where adverse weather prevents sowing and, in some situations, losses after harvest while produce is left in the field to dry. Guidance published on the scheme says claims are based on assessed yield loss and are paid through the insurer after the required process is completed.
For kharif 2026 in Rampur district, IFFCO Tokio General Insurance Company has been named as the insurer for notified crops. The agricultural department’s figures quoted in the report put the sum insured for paddy at ₹86,000 per hectare, with a premium of ₹1,720 per hectare. For urad, the insured amount is ₹59,300 per hectare and the premium ₹1,186, while bajra carries a sum insured of ₹29,700 per hectare and a premium of ₹594.
The scheme remains open to both loanee and non-loanee farmers, though the report says the non-loanee deadline of 14 August has already passed. Officials are urging growers to check their bank details, land records and crop information carefully, and to keep the premium receipt or policy document safely after enrolment. Deputy agriculture director Ram Kishan Singh has appealed to farmers not to wait until the last moment.
Disclaimer: This article is intended to inform and educate, not to recommend or endorse any financial product, investment or strategy. Please consider your own financial circumstances and seek professional advice where appropriate before making financial decisions.
