Bajaj Finance has expanded its repayment window to 108 months for eligible customers as part of its Loan Utsav 2026 campaign, offering flexible terms, promotional rewards, and no asset pledge requirements to finance large expenses.
Bajaj Finance has widened the repayment window on its personal loan, giving eligible customers the option to stretch tenures to as long as 108 months as part of its Loan Utsav 2026 campaign, according to company material carried by NewsVoir and republished by Tribune India and Web India 123. The lender says the product offers borrowing of between Rs. 40,000 and Rs. 55 lakh, with interest rates from 10% to 30.5% a year, depending on the applicant’s profile and terms. The longer tenure is intended to lower monthly instalments, although that can also raise the total interest paid over the life of the loan.
Loan Utsav 2026 runs until 10 September 2026 and adds a bundle of promotional benefits for customers whose loans are successfully disbursed during the campaign period, according to the company’s announcement. Those incentives include free memberships and vouchers across entertainment, music, dining and shopping, with offers covering OTT services, JioHotstar, Zomato Gold, JioSaavn Pro, Gaana and more than 40 vouchers. Bajaj Finance says the rewards are subject to campaign rules and fulfilment conditions.
The lender presents the extended repayment term as an option for borrowers managing larger or longer-term expenses, such as education, home improvements, medical bills or travel. It also says the loan is unsecured, meaning no asset has to be pledged, and that funds can be released within 24 hours once checks and documentation are complete. On its website, Bajaj Finance says borrowers can also make part-prepayments up to six times a year, a feature that may help reduce principal faster and cut interest costs over time.
Disclaimer: This article is intended to inform and educate, not to recommend or endorse any financial product, investment or strategy. Please consider your own financial circumstances and seek professional advice where appropriate before making financial decisions.
