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Naushad Forbes: India risks replacing the License Raj with protection by another name

Industrialist Naushad Forbes says the 1991 reforms transformed Indian business, but warns that rising non-tariff barriers, excessive regulation and weak private-sector R&D are holding back the next phase of growth. Naushad Forbes says the India his father faced in the…

  • apxadmin
  • October 9, 2026
  • Personal Finance & Wealth

Why one family health policy may not be enough

A family floater can lower premiums for younger households, but separate cover may offer stronger protection when older relatives, existing conditions or multiple claims are involved. Families often buy health insurance as if they were choosing one product for every…

  • apxadmin
  • October 9, 2026
  • Markets & Investing

Oil shock wipes ₹10 lakh crore off Indian shares as Nifty hits 52-week low

Surging crude, persistent foreign selling and fears of tighter monetary policy sent the Sensex down 1.44 per cent and pushed the Nifty to its lowest level in 52 weeks. Indian shares slumped on Thursday as surging crude prices, persistent foreign…

  • apxadmin
  • October 9, 2026
  • Markets & Investing

Oil shock and rate fears drive Sensex to weakest close in 32 months

Indian shares suffered a broad sell-off as surging oil prices, a weaker rupee, tighter monetary policy and record foreign investor withdrawals intensified pressure on the market. Indian shares fell sharply on Thursday, dragging the Sensex to its weakest close in…

  • apxadmin
  • October 9, 2026
  • Tax, Laws & Money Explained

GSTAT appeals turn on deadlines, deposits and disciplined drafting

The GST Appellate Tribunal is the key forum after a first appeal, but taxpayers must meet strict deadlines, electronic filing rules and pre-deposit requirements before their case can be heard. The GST Appellate Tribunal has become the key forum for…

  • apxadmin
  • October 9, 2026
  • Economy, Policy and Business

India backs growth-stage SMEs with ₹10,000 crore equity fund

The government-backed vehicle aims to help established small and medium enterprises expand, modernise and compete internationally as they outgrow conventional bank lending. India’s Union Cabinet has approved a ₹10,000 crore commitment for the SME Growth Fund, a government-backed vehicle designed…

  • apxadmin
  • October 9, 2026
  • Personal Finance & Wealth

The unglamorous habits that can save new homeowners thousands

Finding emergency shut-offs, delaying impulse purchases and keeping a maintenance record can help new homeowners avoid costly repairs and wasteful spending. For first-time buyers, the quickest route to saving money is often not a grand renovation or a clever investment,…

  • apxadmin
  • October 9, 2026
  • Fintech & Digital Money

EPFO tests UPI withdrawals in push to speed up access to provident fund savings

The pilot could enable members to receive eligible provident fund withdrawals through UPI by the end of December, while retaining limits designed to protect long-term retirement savings. The Employees’ Provident Fund Organisation has begun pilot testing a system that would…

  • apxadmin
  • October 9, 2026
  • Economy, Policy and Business

GST Council backs annual returns and quarterly payments for small B2C firms

Businesses with turnover of up to ₹5 crore that sell only to unregistered customers could file returns annually and pay GST quarterly under a proposed compliance overhaul. India’s GST Council has moved towards a simpler filing system for small businesses…

  • apxadmin
  • October 9, 2026
  • Fintech & Digital Money

Why Indian merchants are being told to look beyond blunt fraud declines

Razorpay is urging online businesses to separate rules, risk scores and fraud detection as India’s digital fraud exposure rises and new authentication requirements approach. Indian online businesses weighing fraud controls at checkout are being urged to look beyond simple decline…

  • apxadmin
  • October 9, 2026
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