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Credit card annual fees: how downgrades and product changes can save you money

As annual fees arrive, cardholders are advised to consider downgrades or product changes to retain benefits and reduce costs, with careful attention to account preservation and credit scores. When a credit card’s annual fee lands, the choice is not always…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Smart money moves after 50 to close budget leaks and boost savings

As people enter their 50s, slight adjustments and routine checks in household spending can unlock significant savings, helping to improve financial health without sacrificing lifestyle. By your 50s, earnings may be at their peak, but so can the quiet leaks…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Young adults delay independence as high rents and wages squeeze budgets

With nearly half of adults under 30 living with parents, young Americans are rethinking the traditional path to independence amid soaring rental costs and sluggish wage growth, leading to social and economic shifts. For many younger adults, moving out of…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

New investors should focus on passive funds and long-term consistency over stock picking and day trading

Expert advice urges beginners to prioritise diversified, low-cost index funds and disciplined, long-term investing strategies, warning against risky short-term trading and impulsive decisions. For new investors, the safest starting point is usually the least dramatic one: broad, low-cost funds rather…

  • apxadmin
  • August 15, 2026
  • Personal Finance & Wealth

Fake Facebook account deletion warnings are a widespread scam, experts warn

Cybersecurity professionals highlight that most warnings about Facebook account deletions are scams designed to phish users’ personal information, urging caution and verification through official channels. A warning that a Facebook account is about to be deleted is, in most cases,…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

Vikram Subburaj advocates for better crypto exchange design to promote investor discipline

Vikram Subburaj, CEO of Giottus, highlights how the design of crypto platforms influences trader behaviour, urging for features that encourage prudent decision-making amid India’s growing digital asset market. Vikram Subburaj has drawn a sharp distinction between two kinds of cryptocurrency…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

OTP Bank to conduct digital upgrades causing temporary service outages in August

OTP Bank customers will experience two brief but separate outages in late August due to scheduled digital upgrades, affecting card payments and the Persely savings feature after a recent technical disruption. OTP Bank customers face two brief but separate service…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

Letsurety aims to lead digital revolution in India’s infrastructure surety bonds

As India’s infrastructure projects surge, Letsurety positions itself to transform project security with innovative digital surety bond solutions, helping contractors optimise working capital amid rapid sector growth. India’s infrastructure build-out is creating fresh demand for financial tools that can protect…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

Axle raises $17.5 million to automate insurance verification for industrial sectors

Axle, an AI-native platform streamlining property and casualty insurance verification, secures $17.5 million to expand its coverage across more insurance lines and sectors such as auto retail and lending. Axle has raised $17.5 million in Series A funding, a vote…

  • apxadmin
  • August 15, 2026
  • Fintech & Digital Money

AI-driven security challenges emerge as financial firms enhance efficiency and combat cyber threats

While AI is transforming financial services through fraud detection and operational improvements, experts warn it also equips criminals with more sophisticated attack methods, prompting a reassessment of security strategies amidst rapid technological advancements. Artificial intelligence is already altering how financial…

  • apxadmin
  • August 15, 2026
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