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Smart budgeting tips to make family holidays affordable and enjoyable

Families can enjoy memorable holidays without breaking the bank by planning early, setting realistic budgets, and adopting cost-saving strategies both at home and on the road, ensuring a stress-free and affordable travel experience. Planning a family holiday can be one…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

Digital and doorstep options transform life certificate process for millions of EPS-95 pensioners

New flexible methods for submitting the annual life certificate aim to ease the process for millions of EPS-95 pensioners, ensuring uninterrupted benefits amid digital advancements. For millions of EPS-95 pensioners, the annual life certificate is more than a formality: it…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

Meta tests on-device WhatsApp Scam Alert to combat phishing without sending message content to servers

Meta is trialling a new on-device AI-based Scam Alert feature in WhatsApp, aiming to detect and warn users of scam messages proactively while ensuring user privacy. The system, currently in limited testing, highlights Meta’s ongoing efforts to enhance messaging security…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

Rise of AI voice cloning scams prompts urgent security advice

As criminals harness AI to mimic voices from fleeting audio samples, experts warn of increasing scams that exploit social engineering. Practical steps include slowing down transactions and verifying identities through alternative channels to safeguard personal and corporate finances. Artificial intelligence…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

Preparedness spending should prioritise household stability over expensive gear

Smart preparedness involves recognised limits: investing in essentials and testing existing supplies, rather than overspending on costly equipment that strains household finances or creates new risks. Preparedness spending stops being helpful when it starts to weaken a household’s day-to-day finances.…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

How open conversations about money can strengthen romantic relationships

Expert guidance highlights the importance of honest, calm, and emotionally aware discussions to build trust and shared financial goals between couples. Money is one of the most fraught subjects in marriage, not only because of income and spending but because…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

How unnoticed concentration risks can undermine investment portfolios

Investors are often unaware of hidden concentration risks lurking within their portfolios, which can lead to heightened volatility and vulnerability. Recognising warning signs such as overdependence on single holdings or mismatched risk exposure is crucial to safeguarding investments amid changing…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

SMS two-factor authentication: security gap born from an outdated signalling system

Security experts warn that reliance on SMS for two-factor authentication exposes users to sophisticated network vulnerabilities and fraud, prompting a shift towards more secure authentication methods. Behind every six-digit code sent by a bank sits a communications system built for…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

Retirees rethink spending as wealth transfer and meaningful living converge

A shifting cultural perspective encourages retirees to balance enjoying their wealth with purposeful giving, redefining retirement as a time of meaningful investment for families and future generations. For many retirees, the hardest money choice is not whether they can afford…

  • apxadmin
  • August 17, 2026
  • Personal Finance & Wealth

Using artificial intelligence for personal finance requires careful data sanitisation to protect privacy

While AI tools can reveal spending habits and portfolio issues in seconds, users must take precautions to ensure sensitive financial data remains private. Experts highlight the importance of data sanitisation and control in using AI responsibly for personal finance management.…

  • apxadmin
  • August 17, 2026
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