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Early financial preparation boosts homebuying prospects amid rising prices and competition

Experts emphasise that prospective homebuyers can improve their chances of securing a mortgage on favourable terms by starting preparations early, including credit checks, savings, and exploring assistance programmes, even in a competitive and costly market. Buying a home remains difficult…

  • apxadmin
  • August 11, 2026
  • Personal Finance & Wealth

Free personal finance tools: new options and features for different needs

A variety of free personal finance software options now offer tailored features, from structured accounting to simple day-to-day tracking, helping users manage their money more effectively without the cost. Free personal finance software can do a lot of the work…

  • apxadmin
  • August 11, 2026
  • Personal Finance & Wealth

Choosing the right mortgage: new insights into USDA, FHA and conventional options

Navigating the complex landscape of US home loans, buyers are advised to match their eligibility and costs with the most suitable programme rather than defaulting to familiar options, with USDA loans emerging as an unexpectedly broad and affordable choice. Choosing…

  • apxadmin
  • August 11, 2026
  • Personal Finance & Wealth

Building resilience to unexpected expenses via steady savings and careful planning

Households are advised to adopt a steady, disciplined approach to savings and expense management to better withstand surprises like broken boilers or urgent trips, with strategic use of budgets, savings, and borrowing options becoming increasingly crucial. Unexpected bills rarely arrive…

  • apxadmin
  • August 11, 2026
  • Fintech & Digital Money

Uttar Pradesh Police to train 4,000 sub-inspectors in cryptocurrency crime detection amid rising digital fraud

Uttar Pradesh Police will equip over 4,000 newly recruited sub-inspectors with specialised knowledge in cryptocurrency investigations, reflecting a strategic move to combat surging digital asset fraud in India. Uttar Pradesh Police will train more than 4,000 newly recruited sub-inspectors in…

  • apxadmin
  • August 11, 2026
  • Tax, Laws & Money Explained

India’s IRDAI warns insurers against destructive fire insurance price wars amid mounting losses

India’s insurance regulator has issued a firm warning to general insurers to halt aggressive discounting in fire cover policies, aiming to prevent jeopardising underwriting stability amid declining premiums and significant potential claims risks. India’s insurance regulator has warned general insurers…

  • apxadmin
  • August 11, 2026
  • Markets & Investing

Gold's renewed surge signals potential shift into a new bull phase amid record central bank buying and geopolitical risks

Gold prices are ascending again, bolstered by record central bank purchases, inflation concerns, and geopolitical tensions, suggesting a possible new phase in the metal’s long-term bull cycle. Gold’s latest surge is reviving a familiar market argument: that the metal is…

  • apxadmin
  • August 11, 2026
  • Markets & Investing

Molbio Diagnostics’ IPO attracts steady retail demand amid institutional coverage

Molbio Diagnostics’ ₹939.70 crore IPO saw subdued retail interest despite strong institutional coverage on its first day, with the company focusing on expanding its innovative rapid testing platform and research infrastructure. Molbio Diagnostics’ initial public offering drew steady interest on…

  • apxadmin
  • August 11, 2026
  • Economy, Policy and Business

India’s Russian crude imports hit second consecutive monthly record despite US sanctions threat

India continues to heavily rely on discounted Russian crude, with imports reaching a record high in July amid increasing US sanctions pressure and geopolitical tensions. India’s Russian crude imports climbed to a second straight monthly record in July, underscoring how…

  • apxadmin
  • August 11, 2026
  • Economy, Policy and Business

India’s 1991 economic reforms: crisis-driven shift towards long-term liberalisation

India’s economic overhaul in 1991 was born out of a financial crisis and political backing, paving the way for long-term market-oriented reforms, but leaving fundamental structural issues unaddressed, according to Nk Singh. India’s 1991 economic overhaul was not a sudden…

  • apxadmin
  • August 11, 2026
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