While instant loans offer quick access to cash through streamlined digital processes, their high costs and hidden fees pose significant risks for consumers, prompting experts to advise careful consideration and responsible borrowing. Instant loans have become a familiar answer to…
Indian Railways is encouraging cashless travel by offering a 3% discount on unreserved tickets booked via the RailOne app, aiming to reduce queues and simplify short-distance travel for commuters. Indian Railways is pushing more passengers towards digital ticketing with its…
ChargeAfter teams up with BYLD Finance to introduce a new consumer financing platform for equipment retailers, broadening its reach beyond traditional commercial finance with a focus on omnichannel sales and flexible lending options, starting with Stitch It International. ChargeAfter said…
India’s markets regulator SEBI has proposed expanding foreign portfolio investors’ access to exchange-traded commodity derivatives, including non-agricultural contracts, in a bid to deepen liquidity and enhance price formation across the sector. India’s markets regulator has moved to widen foreign portfolio…
Decades after adopting a zero-MDR policy to promote digital payments, India faces renewed debate over whether to impose fees on UPI transactions to sustain its rapidly growing digital infrastructure, risking a shift in user behaviour and the future of financial…
As India removes its digital services tax amid trade tensions, experts warn that the evolving digital business landscape outpaces existing regulations, complicating efforts to tax multinational tech giants effectively. The debate over how to tax digital profits has become more…
India’s gold loan sector sees increased competition among traditional banks, NBFCs, and digital lenders, with recent regulatory changes and rising demand for convenience reshaping borrower choices in 2026. India’s gold loan market is being shaped by a mix of long-established…
Improving your financial signals, such as maintaining active accounts, reducing debt, and documenting income, can significantly boost your chances of obtaining better loan conditions and expanding credit access, as experts reveal practical strategies for consumers. When a major purchase or…
Financial expert Irshad Mushtaq highlights that behavioural biases, such as emotional reactions and overconcentration, are key pitfalls for investors, emphasising the importance of discipline, diversification, and clear planning for better outcomes. In an interview with Kashmir Observer, financial expert Irshad…
In a changing economic landscape, experts emphasise the importance of adaptable financial plans that can withstand shocks and support long-term goals amidst rising costs and unpredictable life events. A sound financial plan is not one that predicts every twist in…
