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  • Tax, Laws & Money Explained

No-exam term insurance trades speed for higher premiums and lower cover

Policies issued without a medical examination can provide life cover within 24 to 48 hours, but applicants may face higher premiums, tighter terms and lower coverage limits. Term insurance policies that do not require a medical examination are often marketed…

  • apxadmin
  • October 17, 2026
  • Personal Finance & Wealth

GhostBat malware overlays real payment keypads to steal PINs in 60 Indian apps

A new GhostBat variant uses Android’s Accessibility Service to record PIN taps inside legitimate payment apps, while traffic-fine smishing campaigns deliver the malware. Cybersecurity researchers have detailed a new Android banking malware variant that is now aimed at 60 financial…

  • apxadmin
  • October 17, 2026
  • Markets & Investing

India’s SME IPO fundraising nearly doubles as listings rebound in Q3

Indian SMEs raised ₹3,791.67 crore and recorded 80 listings in the July-to-September quarter, signalling a sharp recovery in market activity despite proceeds remaining below last year’s peak. India’s small and medium enterprise initial public offering market regained momentum in the…

  • apxadmin
  • October 17, 2026
  • Tax, Laws & Money Explained

Supreme Court test decides when transferred income escapes tax

The tax treatment of money paid to another person turns on whether that person had a superior legal right to it before income accrued, or whether the taxpayer received it first and merely applied it later. Indian tax law draws…

  • apxadmin
  • October 17, 2026
  • Economy, Policy and Business

India doubles down on Russian energy as trade ties target $100bn

India’s ambassador to Russia has defended continued energy purchases from Moscow despite Western pressure, while setting out plans to expand bilateral trade to $100bn by 2030. India’s energy security remains its overriding priority, the country’s ambassador to Russia, Vinay Kumar,…

  • apxadmin
  • October 17, 2026
  • Personal Finance & Wealth

Health insurance riders can fill costly cover gaps — but only if chosen carefully

From critical illness and maternity cover to hospital cash and premium waivers, health insurance riders can tailor a standard policy , but waiting periods, exclusions and overlapping benefits make selective buying essential. Health insurance riders are optional extras that sit…

  • apxadmin
  • October 17, 2026
  • Fintech & Digital Money

Aadhaar and UPI put India’s digital rails among the world’s top reform successes

CareEdge Global Ratings has ranked India’s digital public infrastructure among the world’s 10 most effective reform stories, citing its scale, interoperability and impact on financial inclusion. India’s digital public infrastructure, anchored by Aadhaar and the Unified Payments Interface, has been…

  • apxadmin
  • October 17, 2026
  • Economy, Policy and Business

Gujarat drops bank-loan barrier as ₹1,100 crore industrial aid reaches 14,853 units

Gujarat has opened selected industrial incentives to self-financed projects, cut 16 application documents and transferred ₹1,100.19 crore directly to nearly 15,000 units as it seeks to speed up support for businesses. Gujarat has moved to make its industrial support system…

  • apxadmin
  • October 17, 2026
  • Markets & Investing

Jio Financial profit halves as surging costs overshadow lending growth

Jio Financial Services reported a 51% annual decline in second-quarter profit as operating expenses, finance costs and provisions rose sharply, despite strong growth in revenue, lending and assets under management. Jio Financial Services said its earnings came under pressure in…

  • apxadmin
  • October 17, 2026
  • Tax, Laws & Money Explained

BHIM brings instant NPS opening to UPI, starting at ₹250

The Tatkal NPS service lets eligible Indian citizens aged 18 to 85 open a market-linked pension account through BHIM using existing bank-verified KYC details. BHIM Payments App has added a Tatkal NPS service that lets eligible users open a National…

  • apxadmin
  • October 17, 2026
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