In urgent cash needs, borrowers may find loans against fixed deposits more economical than unsecured personal loans, as banks offer lower interest rates due to reduced risk, making them an attractive short-term borrowing option. An unexpected bill can force a…
Taxpayers in India can still file late income tax returns until December 31, but must be wary of penalties, interest, and potential audits, as the window narrows for corrections after the deadline at year’s end. Taxpayers who miss the August…
The US Treasury’s expanded long-dated bond buybacks aim to stabilise markets as long-term yields hit multi-year highs, but analysts argue they are only a temporary fix for deeper fiscal challenges. The US Treasury’s decision to expand buybacks of long-dated government…
The Reserve Bank of India’s Deputy Governor Swaminathan J has cautioned co-operative banks that their risk environment extends far beyond local operations, urging enhanced oversight as the sector reopens for new licences. Reserve Bank of India Deputy Governor Swaminathan J…
India’s core sector growth eased to 5.4% in July, driven by iron ore, electricity, and cement, but energy-linked segments faced continued declines, highlighting an uneven recovery in the industrial landscape. India’s core sector growth eased in July even as key…
Manipal Health Enterprises reports a slight decline in Q1 net profit as debt linked to Sahyadri acquisition impacts margins, even as the company’s operational momentum and revenue surge, highlighting the ongoing benefits of its India-wide network expansion. Manipal Health Enterprises,…
While switching credit card debt to a personal loan can lower interest rates and simplify repayments, borrowers must weigh the full costs and avoid falling into the trap of debt recycling to ensure true financial relief. A personal loan can…
The Reserve Bank of India Deputy Governor Swaminathan has highlighted the growing cybersecurity and operational risks faced by urban co-operative banks, urging heightened oversight of third-party dependencies in an increasingly digital banking landscape. Urban co-operative banks are facing a risk…
A new SEBI report reveals that although young and lower-income traders are increasingly participating in India’s futures and options market, over 88% under 30 are incurring losses, with regional disparities highlighting broader risks in retail trading. India’s retail futures and…
Indian companies processing international payments in 2026 face complex hidden costs, exchange-rate mark-ups, compliance fees, and regulatory hurdles, necessitating a comprehensive audit of true transaction costs instead of relying on advertised merchant rates. Indian businesses collecting money from overseas in…
