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India’s UPI debate raises questions about funding a digital infrastructure without compromising its accessibility

India’s discussions on introducing charges on its flagship digital payment system, UPI, highlight the challenge of sustaining a vital public infrastructure without undermining its core promise of free and easy access for consumers and small traders. India’s latest debate over…

  • apxadmin
  • August 23, 2026
  • Economy, Policy and Business

India’s mining reform aims to create a more predictable and unified fiscal regime amidst Centre-state tensions

India’s latest amendments to mining laws seek to streamline taxes and levies, boosting investment and reducing regional disparities, but may challenge state fiscal autonomy and environmental safeguards. India’s latest mining reform is designed to tighten control over a patchwork of…

  • apxadmin
  • August 23, 2026
  • Tax, Laws & Money Explained

Understanding the full cost of Indian home loans goes beyond the headline interest rate

Borrowers in India are urged to look beyond advertised interest rates, as additional charges like processing fees, legal checks, and levies significantly increase the true cost of home loans. Experts recommend scrutinising comprehensive cost disclosures to make informed borrowing decisions.…

  • apxadmin
  • August 23, 2026
  • Personal Finance & Wealth

Rethinking retirement funding: adapting withdrawal strategies for longer lives and volatile markets

As life expectancy increases and markets become more unpredictable, retirees must adopt flexible withdrawal plans, including the 3% rule, three-bucket strategy, and protective guardrails to ensure lasting security and peace of mind in retirement. Retirement should be a period of…

  • apxadmin
  • August 23, 2026
  • Markets & Investing

Investors turn to diversification as market leaders show signs of fatigue in the AI era

Amid volatile markets driven by AI, geopolitical tensions, and inflation worries, investment professionals emphasise the importance of spreading assets across regions and sectors to navigate the evolving landscape and avoid overconcentration in recent winners. Global markets have been unusually choppy…

  • apxadmin
  • August 23, 2026
  • Tax, Laws & Money Explained

Delhi tribunal rejects ₹2 crore tax addition over unverified WhatsApp image in property case

The Income Tax Appellate Tribunal nullified a ₹2 crore tax demand linked to a Delhi property deal, emphasising the need for properly authenticated electronic evidence and clear chain of custody in high-value transactions. The Income Tax Appellate Tribunal has set…

  • apxadmin
  • August 23, 2026
  • Economy, Policy and Business

India's ₹62,500 crore scheme aims to elevate domestic smartphone brands with design and IP focus

India has announced a five-year, ₹62,500 crore scheme to transition its mobile phone production from simple assembly to higher-value activities such as design, R&D, and intellectual property, aiming to strengthen domestic brands and enhance global competitiveness. India has approved a…

  • apxadmin
  • August 23, 2026
  • Personal Finance & Wealth

India cracks down on Firebase sites as scammers exploit legitimate cloud platform for fraud

Indian authorities target over 50 Firebase-hosted sites involved in phishing, malware, and financial scams, highlighting a rising trend of cybercriminals leveraging trusted cloud services for illicit activities. India’s move against dozens of websites and databases hosted on Google’s Firebase platform…

  • apxadmin
  • August 23, 2026
  • Markets & Investing

ICICI Securities highlights resilience amid sector-wide growth and margin pressures in India’s banking industry

Businessman writing in a large book at an office desk.

ICICI Securities maintains a positive outlook on India’s banking sector, citing stronger asset quality, robust net interest income, and improved credit metrics despite margin pressures and uneven growth among private lenders. ICICI Securities has kept a constructive stance on India’s…

  • apxadmin
  • August 23, 2026
  • Economy, Policy and Business

India faces sustained food inflation as staple prices surge ahead of festival season

The rising costs of sugar, onions, pulses, and edible oils threaten to keep household budgets under pressure in India, with global and seasonal factors driving persistent price hikes amidst government intervention efforts. India’s kitchen budget is coming under fresh strain…

  • apxadmin
  • August 23, 2026
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