Digital arrest scams in India escalate as victims lose millions through impersonation tactics

A woman in Himachal Pradesh becomes the latest victim of a growing trend of ‘digital arrest’ frauds, highlighting the persistent danger of impersonation scams that continue to deceive even with increased public awareness and law enforcement efforts.

A woman from Dharampur in Himachal Pradesh’s Mandi district was allegedly cheated out of ₹15.50 lakh after fraudsters kept her under what cybercrime victims in India increasingly call a “digital arrest” for more than a month. According to the complaint reported by The Newshimachal, the scammers posed as police and other officials, warned her of legal action and used threats against her husband and son to stop her from seeking help. They allegedly persuaded her to transfer her savings in two instalments after claiming she was under investigation. The Newshimachal said the first call came on August 15, when the caller allegedly identified herself as a Delhi Police officer and later connected the woman to another person who claimed to be a police official.

The report said the fraudsters reinforced their deception with a video call that showed a man in police uniform, making the false case appear credible. They allegedly told the woman that her bank accounts and documents were being examined and instructed her not to tell her family or bank staff. Over the following weeks, she was reportedly kept under constant pressure and led to believe the transfers were part of an official verification process involving the Reserve Bank of India. The accused allegedly promised the money would be returned once court paperwork was completed.

Police have registered an FIR at the Cyber Police Station in Mandi and are investigating the accounts used to receive the money, along with the calls and other communications involved. The case adds to a growing series of digital arrest frauds across India. In January, the Enforcement Directorate arrested a key accused in a ₹7 crore scam involving industrialist SP Oswal, according to NDTV. In April, the Ministry of Home Affairs told the Supreme Court that WhatsApp had banned 9,400 accounts linked to such scams, The New Indian Express reported. And in August, the Supreme Court issued 13 interim directions aimed at tackling digital arrest frauds, including a role for the Reserve Bank of India in setting up a grievance and restoration framework.

The pattern is now familiar to investigators: fraudsters impersonate police, judges or other officials, invent a criminal case and use fear to isolate the victim while demanding transfers to private accounts. Police and financial authorities have repeatedly warned that no genuine agency conducts an arrest through a video call or asks people to send money to prove their innocence. The latest case underlines how convincingly the scam can still work, even after months of public warnings and high-profile arrests.

Disclaimer: This article is intended to inform and educate, not to recommend or endorse any financial product, investment or strategy. Please consider your own financial circumstances and seek professional advice where appropriate before making financial decisions.